FP&A and Accounting Lead

We're a mission-led financial technology startup aimed at helping small and medium businesses. Our primary product is Early Pay: technology-enabled invoice financing that delivers critical cash flow to help businesses operate more efficiently. To date, we’ve paid over $1B to over 2,000+ businesses.

We’re early stage.

That means you will have a significant impact on the business’s trajectory, as well as the opportunity to participate in equity ownership when the company’s valuation still has LOTS of room to grow. You’ll also gain experience in an early-stage venture-backed company, working closely with leaders who helped build and scale fintech products at companies like Google, Honey (acq. by PayPal), Amazon, and Affirm.

We're well funded (and profitable)

We’ve raised significant capital from top tier venture investors and have several years of runway. With the launch of exciting new platform partnerships, we’re in a very good position to continue growing at a healthy pace - which is where you come in!

About your role:

We are looking for a technical and execution-oriented individual to help run the financial operations, funding, and accounting functions for an embedded fintech company expanding access to working capital to small and medium sized businesses.

This is a hands-on role for someone resourceful who enjoys solving problems, digging into the operational details, and improving processes.

Given the lean nature of our team, you will have a unique opportunity to learn from and work cross-functionally across Finance, Product, Risk, GTM, and Engineering to manage day-to-day execution and build long term solutions.

What you will do:

• Support capital and funding operations and interface with internal partners as well as external capital providers
• Own corporate accounting (good news - much of this is already automated) including month end, quarter end, and fiscal year close
• Develop and maintain a keen understanding of our receivables portfolio and oversee the movement of related cash flows
• Build, automate, and enhance operational reporting, reconciliations, and monitoring to improve accuracy, scalability, and efficiency
• Manage ongoing internal and external audits for our funding facilities, including data validation, documentation, and coordination across stakeholders
• Drive the evolution of finance operations by helping design controls and operational best practices
• Lead monthly and quarterly investors financial reporting to ensure accurate and timely delivery

What we look for:

• 5+ years of experience in FP&A, accounting, corporate finance, capital markets, or investment operations, preferably within investment banking, consulting, lending, fintech, or credit-driven businesses
• BA/BS degree in Finance, Economics, Accounting or related fields
• Excellent proficiency in financial modeling and Excel
• Familiarity with SQL, Python, R, and AI-enabled productivity tools is a strong plus
• Strong attention to detail, ownership mentality, and eagerness to live in the details
• Bias for action and ability to bring the correct level of rigor while operating with a level ambiguity
• Ability to thrive in a fast-paced, high-growth environment while balancing strategic thinking with operational rigor
• Understanding of asset backed (ABL) financing capital structures, liquidity management, and cash and risk management solutions
• Ability to translate complex, multi-layered financial and credit data into clear, executive-level insights, with strong intuition around unit economics, portfolio performance, and risk-adjusted returns

Key team members you'll work with:

• CFO
• CEO
• Head of Sales
• Head of Product
• Engineering
• We are a small, tight-knit team so you will largely interact cross-functionally

Have we got your interest?

Our recruitment process is straightforward:

• Submit your application
• Phone screen
• Three interviews, all over Zoom (in person if in the Denver area)

Benefits:

• Competitive salary + annual bonus
• Equity in a profitable, early-stage company
• Medical/Dental/ Vision Health Insurance
• 401k
• Flexible PTO
• Remote work from home within the United States
• Quarterly Team Offsites in fun places!