Capital Markets Analyst
Location: Dallas, TX or Tampa, FL – Remote
Employment Type: Full-Time
Work Arrangement: Remote
Preference: Dallas or Tampa-based candidates preferred; other remote candidates may be considered.
Position Overview
We are seeking an experienced Capital Markets Analyst or Senior Capital Markets professional with a strong background in business-purpose lending. The ideal candidate will have direct experience with DSCR and investor-purpose lending, loan pricing, investor guidelines, secondary-market execution, loan locking, and investor relationship management.
Experience with DSCR, Fix & Flip, Ground-Up Construction, Bridge Lending, and Residential Transition Loans (RTL) is highly valued.
Key Responsibilities
- Prescreen DSCR and business-purpose loans and make pricing decisions aligned with company strategy and investor guidelines.
- Manage the end-to-end loan sale process, from commitment and loan locking through investor delivery.
- Negotiate and manage loan sale agreements with investors.
- Build and maintain investor relationships and gather market feedback to support pricing, guidelines, and product development.
- Partner with cross-functional teams to develop and refine DSCR pricing frameworks and lending programs.
- Monitor pipeline metrics, fallout, pricing and risk indicators and provide reporting to leadership.
- Analyze loan structures, DSCR, collateral, credit and risk pricing.
- Support secondary-market loan sale execution and investor requirements.
Required Qualifications
- Bachelor's degree in Finance, Business, or a related analytical field.
- 2–5+ years of experience in capital markets, private lending, warehouse lending, structured finance, mortgage banking, or related areas.
- Strong experience in business-purpose lending.
- Direct experience with DSCR or investor-purpose lending.
- Understanding of DSCR underwriting fundamentals, collateral, credit and risk pricing.
- Experience with loan locking and secondary-market loan sale execution.
- Experience managing or supporting investor relationships.
- Strong analytical, written and verbal communication skills.
Preferred Experience
- DSCR
- Fix & Flip
- Ground-Up Construction
- Bridge Lending
- Residential Transition Loans (RTL)
- Established investor network, particularly for senior-level candidates.
- Experience with pricing, investor guidelines and secondary-market strategy.
Ideal Candidate
The ideal candidate has a strong business-purpose lending and capital markets background, is comfortable analyzing loan structures, DSCR and collateral, and can effectively manage the loan-locking process and investor relationships. Senior candidates with an established investor network are highly valued.